United States guides

How to check if a financial advisor is licensed in the US

Verify your broker or investment adviser with FINRA BrokerCheck and the SEC's IARD. Free, official license and background checks in minutes.

401(k) vs Roth IRA: Which Is Better for a Long-Term Value Investor?

Compare 401(k) and Roth IRA through a value investor's lens: dividend tax treatment, RMDs, employer matches, and stock-picking flexibility.

Qualified dividends vs ordinary dividends: what is the tax rate difference?

Learn the 1099-DIV, holding period rule, and tax rates for qualified and ordinary dividends in the US. Understand IRAs, wash-sale, and reporting.

How to Report Stock Sales on Schedule D: A Practical Guide for US Investors

Learn how to report stock sales on Schedule D and Form 8949. Short-term and long-term gains, wash-sale adjustments, and filing steps for US investors.

What is the wash sale rule and how does it affect value investors?

Learn how the IRS wash sale rule works, including the 30-day window, substantially identical securities, and how it applies to value investors selling losing positions.

How to read a 10-K annual report for value investing

Learn which sections of the 10-K matter most for estimating intrinsic value, with US-specific tax and account context.